Effective date: 19 July 2026 · Last updated: 19 July 2026
WealthPocket (the "App") is operated by Okunola Digital Studio Limited ("we", "us"), a company registered in England & Wales under company number 17106432, with its registered office at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom.
Email hello@wealthpocketapp.com. We aim to respond within 2 business days.
By downloading, accessing or using WealthPocket you agree to these Terms of Use. If you do not agree, do not use the App.
You must be at least 18 years old to use WealthPocket. The App is designed for people managing their own personal finances in the United Kingdom.
Parts of the App work without an account. Creating a free account (via Apple, Google or email) enables cloud backup, the accountability partner feature, Ada the coach, and subscriptions. You are responsible for keeping your sign-in method secure and for activity on your account. Tell us promptly if you believe your account has been compromised.
WealthPocket provides financial education and organisation tools: a 52-week learning path tailored to your income band, net worth tracking, a "Money Found" ledger, calculators, an accountability partner feature, and Ada, an AI-powered educational coach.
WealthPocket provides financial education and general information only. We are not authorised or regulated by the Financial Conduct Authority and we do not provide regulated financial advice, personal recommendations, or suitability assessments. For decisions that depend on your personal circumstances, consult an appropriately qualified and, where relevant, FCA-authorised adviser. See our Financial Education Disclaimer.
Ada's responses are generated by artificial intelligence. They may be incomplete, out of date or incorrect, and must not be relied on as the sole basis for any financial decision. Always verify important information independently.
Figures such as tax rates, allowances and thresholds are provided in good faith and kept current for the UK, but rules change and errors are possible. Verify significant decisions against official sources such as gov.uk. The App may be unavailable from time to time; we do not guarantee uninterrupted service.
Account names, balances and other financial details you enter remain yours. You are responsible for their accuracy. The App's calculations reflect what you enter.
WealthPocket Premium is available as a monthly or annual auto-renewing subscription billed through your Apple ID. A discounted partner rate is available when you have an active accountability partnership and your partner is already a paying Premium member. Eligibility is verified on our servers each time your subscription activates or renews, so the discount ends if your partnership ends or your partner's subscription lapses; this does not change what you were already charged for the current billing period.
New users receive a 14-day free trial of Premium features. Where offered through Apple as an introductory offer, Apple permits one introductory offer per subscription group per Apple ID.
Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period (or trial). Your Apple ID is charged at renewal.
Current prices are shown in the App before purchase: £4.99/month or £49/year, with a partner rate of £3.99/month or £39.99/year for eligible accountability partners. Prices may change; changes never apply retroactively and Apple will notify you as required.
Manage or cancel your subscription anytime in your device Settings > Apple ID > Subscriptions. Deleting the App does not cancel a subscription.
Billing and refunds for App Store purchases are handled by Apple under Apple's terms. Refund requests are made to Apple at reportaproblem.apple.com.
Use "Restore purchases" in the App to re-activate a subscription bought with the same Apple ID, for example after reinstalling.
Do not misuse the service: no attempting to access other users' data, no reverse engineering except as permitted by law, no using Ada for unlawful purposes, no abusive, fraudulent or excessive automated use.
The App, its content, curriculum, design and branding are owned by Okunola Digital Studio Limited or its licensors. You receive a personal, non-transferable licence to use the App. You retain all rights to the data you enter.
The App relies on third-party providers, including Apple (billing, sign-in), Google (AI processing and sign-in), Supabase (hosting and database) and RevenueCat (subscription management). Their services are subject to their own terms.
We may add, change or remove features. If a change materially reduces what a paid subscription provides, you may cancel and, where required by law, seek a proportionate remedy through Apple.
We may suspend or terminate accounts that breach these terms or abuse the service. You may delete your account at any time in Profile > Delete account, which permanently removes your server-side data.
To the maximum extent permitted by law, the App is provided "as is" and we are not liable for financial outcomes resulting from actions you take, loss of profit, or indirect losses. Nothing in these terms excludes or limits liability that cannot be excluded under UK law, including for death or personal injury caused by negligence, or fraud.
These terms do not affect your statutory rights as a consumer under UK law, including under the Consumer Rights Act 2015.
We may update these terms. Material changes will be notified in the App or by email, with the effective date above updated. Continued use after the effective date constitutes acceptance.
These terms are governed by the laws of England and Wales, and disputes are subject to the jurisdiction of the courts of England and Wales. If you live in Scotland or Northern Ireland you may also bring proceedings in your local courts.
Complaints: email hello@wealthpocketapp.com with "Complaint" in the subject line. We take complaints seriously and respond personally.